Central Kentucky Federal Lancaster

Your Hometown Friends. Your Hometown Bank.

This Institution’s history began by an Act of the Kentucky Legislature which incorporated the Association in 1873 making it one of Kentucky’s oldest savings association charters.  The following are parts of the first two paragraphs of the Act.  This information was made available at the 100th Anniversary of the issue of the Charter on Saturday, the twenty-first of April 1973.

April 21, 1873


Lancaster Building and Loan

AN ACT to incorporate the Association

Be it enacted by the General Assembly of the Commonwealth of Kentucky:

“1.    That W. H. Kinnaird, Joseph P Rucker, B. M. Burdett, William M. Kirby, Joseph P. Sandifer, W. D. Hopper, James T. Tate, W. O. Bradley, Charles Sweney, George W. Dunlap, Jr., George Denny, Jr., E. W. Harris, E. Brown, Daniel M. Anderson, T. W. Reid, A. C. Teater, T. Curry, Henry B. Marksberry, and their associates and successors, are hereby created a body politic and corporate, under the corporate name and style of the Lancaster Building and Loan Association; and in that name may sue and be sued, contract and be contracted with, plead and be impleaded, in all the courts of this Commonwealth and elsewhere; may have perpetual succession, and a common seal, and break and alter the same at pleasure; and may purchase, use, hold and sell real and personal estate, in and near Lancaster, Kentucky; issue stock, not exceeding three hundred thousand dollars; loan its funds at a rate of interest not exceeding ten percent, and take mortgages and other securities therefor; and may sell and convey any and all property owned by said corporation.

2.    The business of this corporation shall embrace the buying, improving, and leasing and selling real estate, in and near Lancaster, Kentucky, and in loaning the funds of the Association, always giving the preference to its own members; . . .”

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