Deposit Rates & Terms
Your Hometown Friends. Your Hometown Bank.
Checking and Savings
The following Transaction Accounts have a variable rate – the rate may change at the Bank’s discretion
Rates current as of May 23, 2023
Deposits are insured by the FDIC up to applicable limits
Rates are subject to change
Do not rely on this information for making investment decisions. Please call to confirm rates.
| Account Type |
Deposit to Open |
Rate |
Percentage Yield |
Click to see Account Disclosure |
Additional Information |
| Basic Checking | Account Disclosure | Unlimited transactions. Monthly low balance fee: $5 per month if daily balance falls below $100. Monthly statements with images provided or e-Statements with images available. ATM or Debit card available upon request. |
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| Advantage Checking
Balance less than $25,000 |
0.10% 0.15% 0.25% |
0.10% 0.15% 0.25% |
Account Disclosure | Unlimited transactions. Interest compounded monthly and credited monthly. Monthly low balance fee: $5 per month if daily balance falls below $300. Monthly statements with images provided or e-Statements with images available. ATM or Debit card available upon request. |
|
| Money Market Deposit Account
Balance less than $25,000 |
0.10% 0.15% 0.25% |
0.10% 0.15% 0.25% |
Account Disclosure | Limited transactions. Interest compounded monthly and credited monthly. Monthly low balance fee: $5 per month if daily balance falls below $300. Monthly statements with images provided or e-Statements with images available. ATM or Debit card available upon request. |
|
| Business Checking | Account Disclosure | Unlimited transactions. Monthly low balance fee: $10 per month if daily balance falls below $300. Monthly statements with images provided or e-Statements with images available. Deposit bags available upon request. |
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| Statement Savings | Account Disclosure | Limited transactions. Monthly low balance fee: $5 per month if daily balance falls below $100. Monthly statements provided or e-Statements available. ATM card available upon request. Interest compounded daily and credited monthly. |
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| Simply Savings | ($10 if under 18) |
Account Disclosure | Limited transactions. Monthly low balance fee: $5 per month if daily balance falls below $100. Interest compounded daily and credited monthly. |
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| Christmas Savings | (50 week-$250 total) |
Account Disclosure | Limited transactions Interest compounded daily, credited at maturity $250 minimum balance to avoid $5 service fee |
CERTIFICATES OF DEPOSIT
| Account Type |
Deposit to Open |
Rate |
Percentage Yield |
Click to see Account Disclosure |
| 3 Month CD | Account Disclosure | |||
| 6 Month CD | Account Disclosure | |||
| 7 month CD | Account Disclosure | |||
| 11 month CD | Account Disclosure | |||
| 1 Year | Account Disclosure | |||
| 1 Year Variable Rate | Account Disclosure | |||
| 13 month CD | Account Disclosure | |||
| 14 month CD | Account Disclosure | |||
| 15 Month CD | Account Disclosure | |||
| 18 Month CD | Account Disclosure | |||
| 2 Year CD | Account Disclosure | |||
| 3 Year CD | Account Disclosure | |||
| 4 Year CD | Account Disclosure | |||
| 5 Year CD | Account Disclosure | |||
| Individual Retirement Account 2 Year Fixed | Account Disclosure |
No IRA products offered for less than a 1 Year term.
There is a penalty for early withdrawal on the above accounts; please see account specific disclosure for further information.
Fee may reduce your earnings – please see the fee schedule and account specific disclosure for more information.
The following Transaction Accounts have a variable rate – the rate may change at the Bank’s discretion
Rates current as of May 23, 2023
Deposits are insured by the FDIC up to applicable limits
Rates are subject to change
Do not rely on this information for making investment decisions. Please call to confirm rates.
| Account Type |
Minimum Deposit to Open |
Interest Rate |
Annual Percentage Yield |
Disclosure |
| Basic Checking | $100.00 | N/A | N/A | Account Disclosure |
|
Additional Information:
|
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| Advantage Checking – Balance less than $25,000 – Balance of $25,000 to $99,999 – Balance of $100,000 or greater |
$300.00 | 0.10% 0.15% 0.25% |
0.10% 0.15% 0.25% |
Account Disclosure |
|
Additional Information:
|
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| Money Market Deposit Account – Balance less than $25,000 – Balance of $25,000 to $99,999 – Balance of $100,000 or greater |
$1,000.00 | 0.10% 0.15% 0.25% |
0.10% 0.15% 0.25% |
Account Disclosure |
|
Additional Information:
|
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| Business Checking | $300.00 | N/A | N/A | Account Disclosure |
|
Additional Information:
|
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| Statement Savings | $50.00 | 0.25% | 0.25% | Account Disclosure |
|
Additional Information:
|
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| Simply Savings | $50.00 ($10 if under 18) |
0.25% | 0.25% | Account Disclosure |
|
Additional Information:
|
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CERTIFICATES OF DEPOSIT
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| Account Type |
Deposit to Open |
Rate |
Percentage Yield |
Click to see Account Disclosure |
| 3 Month CD | Account Disclosure | |||
| 6 Month CD | Account Disclosure | |||
| 7 month CD | Account Disclosure | |||
| 11 month CD | Account Disclosure | |||
| 1 Year | Account Disclosure | |||
| 1 Year Variable Rate | Account Disclosure | |||
| 13 month CD | Account Disclosure | |||
| 14 month CD | Account Disclosure | |||
| 15 Month CD | Account Disclosure | |||
| 18 Month CD | Account Disclosure | |||
| 2 Year CD | Account Disclosure | |||
| 3 Year CD | Account Disclosure | |||
| 4 Year CD | Account Disclosure | |||
| 5 Year CD | Account Disclosure | |||
| Individual Retirement Account 2 Year Fixed | Account Disclosure |
No IRA products offered for less than a 1 Year term.
There is a penalty for early withdrawal on the above accounts; please see account specific disclosure for further information.
Fee may reduce your earnings – please see the fee schedule and account specific disclosure for more information.