Deposit Rates & Terms

Your Hometown Friends. Your Hometown Bank.

Checking and Savings

The following Transaction Accounts have a variable rate – the rate may change at the Bank’s discretion.

Rates current as of

Deposits are insured by the FDIC up to applicable limits.

Rates are subject to change.

Do not rely on this information for making investment decisions. Please call to confirm rates.

Account
Type
Minimum
Deposit
to Open
Interest
Rate
Annual
Percentage
Yield
Click to see
Account Disclosure
Additional Information
Hometown Checking
$100.00
N/A
N/A
Account Disclosure Unlimited transactions
No required minimum balance.
Minimum Deposit to Open waived with direct deposit.
Monthly Maintenance Fee: $5 (waived with eStatements)
ATM or Debit card available upon request.
Hometown Checking with Interest

Balance is $0.00 – $4,999
Balance $5,000 – $24,999
Balance $25,000 – $99,999
Balance of $100,000 or greater

$300.00
0.00%
0.10%
0.15%
0.25%
0.00%
0.10%
0.15%
0.25%
Account Disclosure Unlimited transactions
Minimum Deposit to Open waived with direct deposit.
Low Balance Fee: $10 per month if daily balance falls below $1,500.
Monthly Maintenance Fee: $5 (waived with eStatements).
ATM or Debit card available upon request.
Hometown Hero Checking

Balance less than $25,000
Balance of $25,000 to $99,999
Balance of $100,000 or greater

$300.00
0.10%
0.15%
0.25%
0.10%
0.15%
0.25%
Account Disclosure Unlimited Transactions.
Available to First Responders, Active Military, Veterans, Teachers, 50 & over.
Minimum Deposit to Open waived with direct deposit.
Monthly Maintenance Fee: $5 (waived with eStatements).
ATM or Debit card available upon request.
Hometown Business Checking
$300.00
N/A
N/A
Account Disclosure Unlimited transactions.
Monthly low balance fee: $10 per month if daily balance falls below $300.
Monthly Maintenance Fee: $5 (waived with eStatements).
Deposit bags available upon request.
Hometown Business Savings
$1000.00
0.25%
0.25%
Account Disclosure Low Balance Fee: $10 per month if daily balance falls below $1,000.
Minimum Deposit to Open waived with direct deposit.
Monthly Maintenance Fee: $5 (waived with eStatements).
Interest compounded daily and credited monthly.
Hometown Savings
$100.00
0.25%
0.25%
Account Disclosure If under 18: Minimum balance to open $10.
Minimum Deposit to Open waived with direct deposit.
Low Balance Fee: $10 per month if daily balance falls below $100
Monthly Maintenance Fee: $5 (waived with eStatements).
Interest compounded daily and credited monthly.
Christmas Savings
$10.00
1.50%
1.50%
Account Disclosure Limited Transactions.
Minimum Deposit to Open waived with direct deposit.
Minimum deposit of $250 at maturity (October 15th).
Withdraw/Close Fee Prior to Maturity: $10.
Interest compounded daily and credited at maturity.

CERTIFICATES OF DEPOSIT

Account
Type
Minimum
Deposit
to Open
Interest
Rate
Annual
Percentage
Yield
Click to see
Account Disclosure
3 Month CD
$500.00
0.15%
0.15%
Account Disclosure
6 month CD
$500.00
3.00%
3.02%
Account Disclosure
7 month CD
$500.00
5.05%
5.14%
Account Disclosure
10 month CD
$500.00
4.65%
4.72%
Account Disclosure
11 month CD
$500.00
4.00%
4.06%
Account Disclosure
1 Year
$500.00
0.40%
0.40%
Account Disclosure
1 Year Variable Rate
$500.00
0.40%
0.40%
Account Disclosure
13 month CD
$500.00
3.75%
3.80%
Account Disclosure
14 month CD
$500.00
4.00%
4.05%
Account Disclosure
15 Month CD
$500.00
0.75%
0.75%
Account Disclosure
18 Month CD
$500.00
0.65%
0.65%
Account Disclosure
2 Year CD
$500.00
0.85%
0.85%
Account Disclosure
3 Year CD
$500.00
1.00%
1.00%
Account Disclosure
4 Year CD
$500.00
1.00%
1.00%
Account Disclosure
5 Year CD
$500.00
1.00%
1.00%
Account Disclosure
Individual Retirement Account 2 Year Fixed
$500.00
0.85%
0.85%
Account Disclosure

* Fee Schedule

No IRA products offered for less than a 1 Year term.

There is a penalty for early withdrawal on the above accounts; please see account specific disclosure for further information.

Fee may reduce your earnings – please see the fee schedule and account specific disclosure for more information.

Online Banking

Access your accounts 24/7 – 365 days a year.