Personal Checking & Savings
Your Hometown Friends. Your Hometown Bank.
Advantages of Personal Banking with Your Hometown Bank
As your hometown bank, we are dedicated to offering personal accounts that have the latest digital access along with friendly and personal service. You can do much of your banking digitally, but you can also call or stop in for personalized assistance.
- FREE Mobile/Online Banking
- FREE Instant Issue Debit Card
- FREE Starter Checks
- FREE Bill Pay with Picture Pay
- FREE Instant Person to Person Payments (P2P) and Account to Account transfers (A2A)
- FREE eStatements with Check Imaging
- FREE Digital Vault
Checking Account Options
Hometown Checking
- $50 minimum deposit to open*
- No required minimum balance
- $5 maintenance fee**
Hometown Checking with Interest
- $300 minimum deposit to open*
- $1,500 required minimum balance
- $5 maintenance fee**
- $10 low balance fee
Hometown Hero Checking
First Responders, Active Military Personnel, Veterans, Teachers, 50 & over
- $300 minimum deposit to open*
- $300 required minimum balance
- $5 maintenance fee**
- $5 low balance fee
Savings Account Options
Hometown Savings
- $100 minimum deposit to open
- $100 required minimum balance
- $10 low balance fee
- $5 maintenance fee**
*No minimum deposit with direct deposit. **Maintenance fees are waived with eStatements
Call or talk to one of our Customer Service Representatives for information about our current rates on Certificates of Deposit or Individual Retirement Accounts. Rates are subject to change at the banks discretion.
The Power of Choice:
We believe in empowering you to manage your finances on your terms. With our range of checking and savings accounts, you can create a personalized financial plan that meets your unique needs and aspirations. Explore our options today and take the first step towards a brighter financial future.
Visit our branch or contact our amazing customer service team to learn more and find the perfect account for you!
Hometown Personal Accounts:
| Hometown Advantages | Hometown Checking | Hometown Checking w/ Interest | Hometown Hero Checking | Hometown Savings |
|---|---|---|---|---|
| Minimum Deposit to Open | $50* | $300* | $300* | $100 |
| Minimum Balance to Maintain | $0 | $1,500 | $300 | $100 |
| Low Balance Fee | – | $10 | $5 | $10 |
| Maintenance Fee | $5** | $5** | $5** | $5** |
| Free Online & Mobile Banking | ✔ | ✔ | ✔ | ✔ |
| Free Instant Issue Debit Card | ✔ | ✔ | ✔ | – |
| Free Bill Pay w/ Picture Pay | ✔ | ✔ | ✔ | – |
| Earns Interest | – | ✔ | ✔ | ✔ |
| Instant Pay a Person | ✔ | ✔ | ✔ | ✔ |
| Unlimited Transactions | ✔ | ✔ | ✔ | ✔ |
| Unlimited Check Writing | ✔ | ✔ | ✔ | – |
| Free Starter Checks | ✔ | ✔ | ✔ | – |
| Free Digital Vault | ✔ | ✔ | ✔ | – |
| Free Cashier’s Check | – | – | ✔ | – |
| Free Basic Checks | – | – | ✔ | – |
| Free 3×5 Safe Deposit Box | – | – | ✔ | – |
| Free Notary Services | ✔ | ✔ | ✔ | ✔ |
* No Minimum deposit with direct deposit.
** Maintenance fee is waived with eStatements.
Rates are subject to change at the bank’s discretion.
