There are numerous reasons why your card may be denied. Before contacting us, consider the following possibilities:

• Have you exceeded the daily point-of-sale limit?
• Do you have enough funds to cover your purchase?
• Is the merchant having trouble with their equipment or entering information correctly?

If you ever find yourself unsure of the answer, don’t hesitate to call your FFSB/CKF location. Our friendly staff is always available to help you.